Live, auditable oversight of delegated authority.
Delegated authority runs on binders, schedules, endorsements and bordereaux — and today, oversight arrives weeks after the risk is written. PolicyCheck builds a structured twin of every binder and policy, checks each risk against the authority the binder allows, and evidences the answer to the clause.
Features & Benefits
Binder digital twins
Every delegated authority agreement becomes a structured, living object alongside the issued wordings, so authority, limits and conditions stay comparable as they change.
Bordereaux intelligence
Reconcile throughput, endorsements and exposure against what the binder actually allows. Drift surfaces early enough to act on.
Continuous contract certainty
Validate schedules, catch endorsement inconsistencies, and prevent authority breaches before policies go live. Each answer traces to the source clause.
Live operational reconciliation
Align what was bound, what was issued, and what was reported so managing agents and coverholders share a timely view of risk and compliance posture.
Continuous audit
Every policy included and evidenced to the clause, replacing the point-in-time, once-a-year tick-box.
The intelligence layer, not another system
PolicyCheck sits alongside your placement and policy-admin systems and makes fragmented documents coherent. It doesn't replace binder management or underwriting judgement.
Use Cases & Examples
✓ Pre-issue schedule validation
Compare draft schedules and endorsements against binder authority and house wordings before policies go live — reducing rework and disputes.
✓ Detect authority drift across endorsements
Surface wording changes and endorsement stacks that step outside delegated limits, with traceability back to source documents.
✓ Managing agent oversight at portfolio scale
Give oversight teams continuous visibility across coverholders without waiting for batch cycles to expose inconsistencies.
Security & Compliance
Tenant isolation, encryption in transit and at rest, and audit-ready trails designed for regulated operators. PolicyCheck is built so governance teams can trust how intelligence is produced and reviewed.